Mohammad Kheiry
Department of Management, Payam-e- Noor University, Iran.

Mohsen Delavari Parizi and Ali Amiri
Department of Management, Qeshm International Branch, Islamic Azad University, Qeshm, Iran

A B S T R A C T :
This study was conducted to assess the impact of micro-credits on the development of livestock production units. This research is a functional study and in the aspect of data collection is a non-experimental and generally is a surveying study. The population of the study includes all livestock farmers of Yazd County which their number according to the census was 4241 farmers. Sample size of 125 cases was estimated using Cochran formula which the random sampling method was applied to collect data from them. The main instrument of data collection was questionnaire. The validity of the study was verified using experts’ panel and the reliability was determined by calculating Cronbach’s alpha coefficients for the different parts of the questionnaire (0.79). The results showed there is a significant difference between the experience of livestock, costs relating to vaccination and the awareness levels of two groups. Results of investigating the difference between the number of animals before and after loan show that a significant difference is seen between the numbers of animals before and after receiving facility with a confidence level of 99 percent. The factors affect receiving facility are being aware about facilities, the cost of buying hay, farming experience, age, location and maintenance costs of livestock, the area of agricultural land, number of sold animals, livestock number and shepherd cost variable which explain 84.9 percent of the factors affecting receiving facilities.

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